{
  "generated_at": "2026-04-24T15:01:35.625676+00:00",
  "slug": "beta-vaultlayer-xyz-api-x402-reports-risk",
  "title": "VaultLayer \u00b7 Analyze DeFi vault risk scores",
  "url": "https://beta.vaultlayer.xyz/api/x402/reports/risk",
  "category": "finance",
  "summary": "Analyze risk scores for DeFi lending vaults across multiple chains, evaluating TVL stability, APY consistency, and liquidity metrics.",
  "seo": {
    "title": "DeFi Vault Risk Analysis API | VaultLayer | x402",
    "description": "Comprehensive risk analysis for USDC supply opportunities in Morpho and Aave vaults. TVL stability, APY consistency, Lindy Effect, liquidity depth. x402: $0.05 on Base."
  },
  "use_cases": [
    "Screen vault supply opportunities by quantitative risk metrics",
    "Compare cross-chain vault risk profiles for capital allocation",
    "Monitor vault health indicators for active positions",
    "Filter vaults by maximum acceptable risk level"
  ],
  "ideal_buyer": "DeFi treasury managers and yield strategists evaluating lending vault risk-adjusted returns.",
  "example_prompt": "Get risk analysis for Morpho and Aave vaults on Base and Arbitrum with medium risk level or below.",
  "example_request_body": {
    "limit": 50,
    "chains": "1,42161,8453",
    "max_risk_level": "medium"
  },
  "risk_notes": [],
  "pricing_sanity": {
    "flag": "normal",
    "ratio": 1.667,
    "median_category_atomic": 30000
  },
  "pricing_review_required": false,
  "pricing_decimal_suspect": false,
  "trust_tier": "indexed_external",
  "accepts": [
    {
      "scheme": "exact",
      "network": "base",
      "pay_to": "0x2190a1dba3e0a9f7216efc929e6faead44ad6131",
      "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
      "max_amount_required_atomic": "50000",
      "max_timeout_seconds": 300,
      "mime_type": "application/json",
      "description": "Returns comprehensive risk analysis for USDC supply opportunities from Morpho and Aave vaults across multiple chains. Computes risk scores based on TVL stability, APY consistency, Lindy Effect, liquidity depth, utilization, holder concentration, and collateral classification (options: sortBy, chains, maxRiskLevel).",
      "verified": false,
      "hints": {
        "input": {
          "type": "http",
          "method": "POST",
          "queryParams": {
            "limit": {
              "type": "Integer between 1-100 controlling number of pools (default 50)."
            },
            "chains": {
              "type": "Comma-separated chain IDs (1,42161,8453). Defaults to Base + Arbitrum when omitted."
            },
            "sort_by": {
              "type": "Primary sort order: score (default), apy, tvl, or utilization."
            },
            "protocol": {
              "type": "Optional enum: aave, morpho, or both (default)."
            },
            "min_tvl_usd": {
              "type": "Minimum USD TVL filter (default 0)."
            },
            "invest_tvl_usd": {
              "type": "Planned deposit size to enforce \u2265110% liquidity buffers."
            },
            "max_risk_level": {
              "type": "Qualitative cap (low|medium|high); auto-converts to a minimum score."
            },
            "min_risk_score": {
              "type": "Numerical floor for the Vaulter risk score."
            }
          }
        },
        "output": {
          "type": "object",
          "required": [
            "status",
            "timestamp",
            "data",
            "meta"
          ],
          "properties": {
            "data": {
              "type": "array",
              "items": {
                "type": "object",
                "required": [
                  "chainId",
                  "protocol",
                  "poolName",
                  "riskScore",
                  "riskLevel"
                ],
                "properties": {
                  "tvlUsd": {
                    "type": "number"
                  },
                  "chainId": {
                    "type": "integer"
                  },
                  "top1Pct": {
                    "type": [
                      "number",
                      "null"
                    ]
                  },
                  "poolName": {
                    "type": "string"
                  },
                  "protocol": {
                    "type": "string"
                  },
                  "riskRate": {
                    "type": "number"
                  },
                  "top10Pct": {
                    "type": [
                      "number",
                      "null"
                    ]
                  },
                  "riskFlags": {
                    "type": "array",
                    "items": {
                      "type": "string"
                    },
                    "description": "Explainability tags such as apy-volatile or low-liquidity-buffer."
                  },
                  "riskLevel": {
                    "enum": [
                      "low",
                      "medium",
                      "high"
                    ],
                    "type": "string"
                  },
                  "riskScore": {
                    "type": "number"
                  },
                  "combinedApy": {
                    "type": "number"
                  },
                  "poolAddress": {
                    "type": "string"
                  },
                  "utilization": {
                    "type": [
                      "number",
                      "null"
                    ]
                  },
                  "availableLiquidityUsd": {
                    "type": [
                      "number",
                      "null"
                    ]
                  }
                }
              },
              "description": "Ranked vault/pool opportunities including APY, TVL, utilization, and Vaulter risk scoring."
            },
            "meta": {
              "type": "object",
              "description": "Echoed query params, supported chains, risk field descriptions, and contract addresses."
            },
            "status": {
              "type": "string",
              "description": "Request outcome indicator (success/error)."
            },
            "timestamp": {
              "type": "string",
              "format": "date-time",
              "description": "ISO timestamp for when scoring completed."
            },
            "cache_info": {
              "type": "object",
              "description": "Edge and in-memory cache policies for default/custom queries.",
              "additionalProperties": {
                "type": "string"
              }
            }
          }
        }
      }
    }
  ],
  "duplicate_cluster_id": "finance-cl-6ea1cd5585b5",
  "origin": {
    "slug": "beta-vaultlayer-xyz",
    "host": "beta.vaultlayer.xyz",
    "title": "VaultLayer Beta",
    "description": "Beta environment for VaultLayer. Currently unavailable due to SSL configuration error between Cloudflare and the origin server.",
    "url": "https://beta.vaultlayer.xyz",
    "favicon": "https://beta.vaultlayer.xyz/favicon.png"
  },
  "json_ld": {
    "@id": "https://x402all.com/resource/beta-vaultlayer-xyz-api-x402-reports-risk",
    "url": "https://x402all.com/resource/beta-vaultlayer-xyz-api-x402-reports-risk",
    "name": "VaultLayer \u00b7 Analyze DeFi vault risk scores",
    "@type": "WebAPI",
    "offers": {
      "url": "https://x402all.com/resource/beta-vaultlayer-xyz-api-x402-reports-risk",
      "@type": "Offer",
      "price": "0.05",
      "availability": "https://schema.org/InStock",
      "priceCurrency": "USDC",
      "priceSpecification": {
        "@type": "UnitPriceSpecification",
        "price": "0.050000",
        "unitText": "call",
        "priceCurrency": "USDC"
      },
      "eligibleCustomerType": "Agent",
      "additionalProperty": [
        {
          "@type": "PropertyValue",
          "name": "paymentNetwork",
          "value": "base"
        },
        {
          "@type": "PropertyValue",
          "name": "paymentAsset",
          "value": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913"
        }
      ]
    },
    "sameAs": "https://beta.vaultlayer.xyz/api/x402/reports/risk",
    "@context": "https://schema.org",
    "provider": {
      "@id": "https://x402all.com/server/beta-vaultlayer-xyz",
      "url": "https://beta.vaultlayer.xyz",
      "name": "VaultLayer Beta",
      "@type": "Organization"
    },
    "identifier": "beta-vaultlayer-xyz-api-x402-reports-risk",
    "description": "Comprehensive risk analysis for USDC supply opportunities in Morpho and Aave vaults. TVL stability, APY consistency, Lindy Effect, liquidity depth. x402: $0.05 on Base.",
    "potentialAction": {
      "@type": "BuyAction",
      "target": "https://axon402.com/test-buy?resource=beta-vaultlayer-xyz-api-x402-reports-risk",
      "description": "Test-buy this endpoint on AXON"
    },
    "applicationCategory": "finance"
  },
  "axon_deep_link": "https://axon402.com/test-buy?resource=beta-vaultlayer-xyz-api-x402-reports-risk"
}