GG402 · Credit Score Impact Simulator
Simulates how payments, debts, or inquiries affect credit scores and returns projections with actionable recommendations.
What it does
Simulates how payments, debts, or inquiries affect credit scores and returns projections with actionable recommendations.
- Model credit score impact before taking on new debt
- Generate personalized improvement plans for credit repair
- Simulate effects of paying down specific account balances
- Assess inquiry impact before applying for multiple credit products
Ideal buyer
Personal finance apps and credit counseling agents helping users understand and improve credit health.
Run this through your governed agent wallet.
- 01Bootstrap AXON once with
npx @axon402/init. - 02Use the AXON runtime MCP tools to
search_x402_servicesorinspect_x402_offerfor this service. - 03Quote, test-buy, then run the governed paid fetch through AXON.
Send this
Prompt for your agent
A natural-language instruction for your LLM agent — with this endpoint exposed as a tool — to call this resource. Not sent to the endpoint; the endpoint consumes the JSON body below.
Pasting this prompt into a raw ChatGPT or unconfigured agent will notexecute the paid endpoint flow. Run it through an agent with the AXON runtime / MCP tools exposed (see “Use with AXON” above) so the 402 challenge, quote, and governed fetch are handled for you.
“If I pay $2000 toward my credit card balance and my current score is 680, what will my projected score be in 3 months?”
Endpoint request body
The JSON payload your agent sends to the endpoint.
Advanced HTTP details
For integrators who need the raw protocol surface. Most agents should use AXON above instead of calling these directly.
Endpoint URL
curl fallback
curl https://gg402.vercel.app/credit_score_simulate \ -H "Content-Type: application/json" \ -H "X-PAYMENT: [signed_payment_envelope]"
Payment & settlement details
Raw on-chain settlement parameters. AXON above handles these automatically through quote / test-buy / governed fetch.
Price & network
Trust & risk
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Category proxy — we don't track live co-purchase signals yet.