GG402 · Debt Payoff Optimizer

Served byx402 API Marketplace | Pay-per-call APIs with Crypto Indexed external

Analyzes debt portfolios and generates optimized payoff strategies using avalanche or snowball methods with month-by-month payment projections.

What it does

Analyzes debt portfolios and generates optimized payoff strategies using avalanche or snowball methods with month-by-month payment projections.

  • Generate personalized debt freedom timelines
  • Compare strategy effectiveness across different debt profiles
  • Automate financial coaching recommendations

Ideal buyer

Personal finance agents and debt counseling automation systems needing algorithmic payoff optimization without complex financial modeling infrastructure.

Use with AXON

Run this through your governed agent wallet.

  1. 01
    Bootstrap AXON once with npx @axon402/init.
  2. 02
    Use the AXON runtime MCP tools to search_x402_services or inspect_x402_offer for this service.
  3. 03
    Quote, test-buy, then run the governed paid fetch through AXON.

Send this

Prompt for your agent

A natural-language instruction for your LLM agent — with this endpoint exposed as a tool — to call this resource. Not sent to the endpoint; the endpoint consumes the JSON body below.

Pasting this prompt into a raw ChatGPT or unconfigured agent will notexecute the paid endpoint flow. Run it through an agent with the AXON runtime / MCP tools exposed (see “Use with AXON” above) so the 402 challenge, quote, and governed fetch are handled for you.

“Optimize my debt payoff using the avalanche method: $5000 credit card at 19%, $10000 student loan at 6%, $8000 car loan at 4%. I can pay $800/month.”

Endpoint request body

The JSON payload your agent sends to the endpoint.

application/json
{
  "debts": [
    {
      "name": "Credit Card",
      "rate": 0.19,
      "balance": 5000,
      "min_payment": 100
    },
    {
      "name": "Student Loan",
      "rate": 0.06,
      "balance": 10000,
      "min_payment": 150
    },
    {
      "name": "Car Loan",
      "rate": 0.04,
      "balance": 8000,
      "min_payment": 200
    }
  ],
  "strategy": "avalanche",
  "monthly_payment": 800
}

Advanced HTTP details

For integrators who need the raw protocol surface. Most agents should use AXON above instead of calling these directly.

curl fallback

curl https://gg402.vercel.app/debt_payoff_optimizer \
  -H "Content-Type: application/json" \
  -H "X-PAYMENT: [signed_payment_envelope]" \
  -d '{"debts":[{"name":"Credit Card","rate":0.19,"balance":5000,"min_payment":100},{"name":"Student Loan","rate":0.06,"balance":10000,"min_payment":150},{"name":"Car Loan","rate":0.04,"balance":8000,"min_payment":200}],"strategy":"avalanche","monthly_payment":800}'

Payment & settlement details

Raw on-chain settlement parameters. AXON above handles these automatically through quote / test-buy / governed fetch.

baseexact
$0.010
per call
Pay-to address0x9257cd24721e3c06e9f7655b77c283bcd9652132
T/O: 60s asset 0x8335…2913

Price & network

Cheapest call$0.010
Networks
base

Trust & risk

Trust tier Indexed external
Risk flagsNo risks flagged
View JSON bundle

Indexed from facilitator discovery data

Last enriched:

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